Rough numbers, fast
Calculators
Two quick tools to give you a rough idea of what the numbers might look like. They're a starting point rather than an answer — the real figures depend on the lender and your full circumstances, and that's exactly what a conversation is for. Have a play, then let's talk it through properly.
Calculator one
How much could I borrow?
A rough range based on income and commitments. Lenders assess this very differently from one another.
Lenders add a safety buffer of about 3% when they check you could still afford the loan if rates rose.
Indicative borrowing range
$0 – $0
An estimate only — not a credit assessment, pre-approval or offer.
Calculator two
What would the repayments be?
Principal and interest repayments on a given loan amount, rate and term.
Estimated repayment
$0
per month
Total interest
$0
Total repaid
$0
Estimates only. These calculators use simplified assumptions and do not take into account your objectives, financial situation or needs. They are not a credit assessment, a pre-approval or an offer of finance. Actual borrowing capacity and repayments vary considerably between lenders and depend on a full assessment of your circumstances. Please don't make a financial decision based on a number from this page — talk to me and we'll work out the real one.
A number is a start. A plan is better.
Bring me your figures and we'll work out what's actually achievable, and with which lender.