Commercial & business finance
Premises, a business purchase or working capital. I'll help you find the lender and structure that suit how your business runs.
Running a business takes enough of your time. My role is to understand what you're working towards, take the finance options to the right lenders, and bring you back a clear recommendation you can act on.
I work alongside your accountant wherever that helps, so the finance fits with the rest of your plans.
Commercial property
Buying the premises you operate from, or a commercial property as an investment. I'll explain how lenders assess the property, the lease and your business, and what deposit they're likely to look for.
Buying a business
Finance to purchase an existing business or buy out a partner. Lenders look closely at the business's trading history and your experience, and I'll help you present both well.
Working capital & cash flow
Overdrafts, lines of credit and term loans to help with stock, growth or seasonal ups and downs. We'll match the facility to how your income actually arrives.
How commercial lending differs
Commercial loans are assessed case by case, and terms, deposits and pricing vary more between lenders than they do for home loans. That's where comparing across a panel is most valuable.
What I'll need to get started
Usually your recent financials and tax returns, BAS statements, and a short description of what you'd like to do. If you're not sure what you have, send me what's to hand and we'll go from there.
Equipment, vehicles & SMSF lending
For equipment and vehicle finance I'll introduce you to a trusted specialist and stay involved. For SMSF lending, your accountant and I work together.
Have a business plan that needs finance?
Tell me what you're looking to do and I'll come back to you with options. Any fee that applies is confirmed in writing before we begin.
How I can help
Self-employed & business owners
You've built something, and it should count for you rather than against you. With the right preparation and the right lender, it does.
Read moreInvestment lending
Getting the first one right is what makes the second one possible. Let's set things up so your plans have room to grow.
Read moreRefinancing
Your loan should still be working as hard as you are. A fresh look often frees up more than people expect.
Read more